Occam's Razor and Hickam's Dictum
Always remember that Occam’s razor is primarily about the aesthetics of scientific theories and only secondarily about actually describing the complexities of reality.
Sometimes five very common events occurring all at the same time are a more likely explanation than one extremely rare event, no matter how elegant that latter explanation may be.
Or to put it another way: when you hear hoofbeats, five horses is still more likely than one zebra.